BlueCard home-plan routing

ESV

BCBS prefix

ESV routes to Blue Shield of California in CA.

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  • Coordination of benefits via CAQH registry
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  • Includes payer portal check
Bundled codes for maternity are deleted January 1, 2027Get ready for the change >>

Routing destination

Blue Shield of California

The first three characters on the member’s current ID card identify this BlueCard home plan. Use the terminal trading partner below for the published electronic routes.

Enhanced claim statusEDI 276/277, Availity ECS, or portal automation
Available
EligibilityEDI 270/271
Available
Appeals agentAI appeals workflow
Available

Phone and fax contacts

Numbers vary by plan, service, and department. Check the member’s ID card before calling or sending a fax.

Phone lines12
  • (800) 334-5847Blue Shield of California phone treeMember service line for Blue Shield of California (CalPERS). Provider callers are redirected to a separate number.Answered by: Automated phone menu
  • (800) 393-6130Blue Shield of California phone line (800) 393-6130Route Blue Shield of California callers: providers are sent to a separate number, and members use the main line.Answered by: Automated phone menu
  • (800) 443-5005Blue Shield of CaliforniaAsks whether the caller is a healthcare professional and directs providers to a separate provider number.Answered by: Automated phone menu
  • (800) 541-6652Blue Shield of California Provider Customer ServiceBlue Shield of California provider customer service line that asks for an NPI or tax ID before self-service, and sends members to member services.Answered by: Automated phone menu
  • (800) 585-8111Blue Shield of California Dental Phone LineBlue Shield of California dental plan line that asks whether the caller is a healthcare provider.Answered by: AI assistant
  • (800) 622-0632Blue Shield of California BlueCard Program HelplineBlue Shield of California helpline for the BlueCard program covering benefits, claims, mailing addresses and BlueCard information.Answered by: Automated phone menu
  • (800) 776-4466Blue Shield of California Medicare Customer ServiceBlue Shield of California Medicare customer service line. It asks whether the caller is a healthcare professional and redirects providers to a separate number.Answered by: Automated phone menu
  • (800) 786-7474Blue Shield 65 Plus Medical Management DepartmentBlue Shield 65 Plus medical management line where providers identify themselves by NPI or tax ID and choose behavioral health or medical topics.Answered by: Automated phone menu
  • (800) 873-3605Blue Shield of California Stanford Customer ServiceAsks whether the caller is a healthcare professional and directs providers to a separate provider number.Answered by: Automated phone menu
  • (855) 599-2657Blue Shield of California member lineBlue Shield of California member concierge line that screens out healthcare professionals and gives them the provider number.Answered by: Automated phone menu
  • (877) 274-6565Blue Shield of California Interplan Plan-to-Plan LineBlue Shield of California Interplan plan-to-plan line whose recording says it will transfer the caller, and a live agent named Megan answered.Answered by: Recorded message → Live person
  • (888) 239-6469Blue Shield Medicare Rx Phone TreeMedicare prescription plan line that sends healthcare professionals to a separate provider number and member callers to member service.Answered by: Automated phone menu
Phone numbers110
Blue Shield of California phone numbers
Channel and numberPayer NotesDepartmentSpecialties
phone(800) 268-9012Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • LIBERTY DENTAL
Dental Care
phone(800) 322-6384Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • DENTI-CAL
Dental Care
phone(800) 323-7268Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • LINECO
Hospital, Hospital - Inpatient
phone(800) 441-9188Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CUSTOMER SERVICE
Hospital, Hospital - Inpatient
phone(800) 451-0287Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CUSTOMER SERVICE
Hospital, Hospital - Inpatient
phone(800) 523-4702Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • NATIONAL ELEVATOR INDUSTRY HEALTH BENEFIT PLAN
Physician Visit - Office: Well
phone(800) 634-4832Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • KEPRO
Hospital - Emergency Accident, Hospital - Emergency Medical, Emergency Services
phone(800) 676-2583Eligibility / benefits, Other stated contextBenefit context: Contact Following Entity for Eligibility or Benefit Information; Benefit context: Active Coverage
  • BCBS IL
  • BCBSTX
  • BLUE CROSS OF MICHIGAN
  • BLUE SHIELD OF CALIFORNIA
  • CAPITAL BLUE CROSS
  • CUSTOMER SERVICE
Chiropractic, Health Benefit Plan Coverage, Health Benefit Plan Coverage, Hospital, Hospital - Inpatient, Hospital - Emergency Accident, Urgent Care, Hospital - Emergency Medical, Emergency Services, Chiropractic, Professional (Physician) Visit - Office, Physician Visit - Office: Well, Hospital - Outpatient, Hospital - Emergency Accident, Urgent Care, Hospital - Emergency Medical, Chiropractic, Professional (Physician) Visit - Office, Physician Visit - Office: Well, Vision (Optometry), Hospital, Hospital - Inpatient, Hospital, Hospital - Inpatient, Physician Visit - Office: Well
phone(800) 854-7771Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • MEDI-CAL LA CARE BHA
Mental Health
phone(800) 868-1032Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • COMPANION BENEFIT ALTERNATIVES
Mental Health
phone(800) 877-7195Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • VSP
  • VSP VISION CARE
Vision (Optometry)
phone(800) 972-8088Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CUSTOMER SERVICE
Hospital, Hospital - Inpatient
phone(800) 977-2273Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • MAGELLAN
Pharmacy
phone(844) 714-5678Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • EYEMED
Vision (Optometry)
phone(855) 271-6601Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CVS CAREMARK
Pharmacy
phone(855) 311-3162Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CVS CAREMARK
Pharmacy
phone(855) 559-7917Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CVS CAREMARK
Pharmacy
phone(855) 811-2218Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • OPTUMRX
Pharmacy
phone(866) 333-2757Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • NAVITUS
Pharmacy
phone(866) 343-3709Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • AMERICAN HEALTH
Hospital, Hospital - Inpatient
phone(866) 720-3857Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • OPTUM
Pharmacy
phone(866) 723-0514Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • EYEMED
Vision (Optometry)
phone(866) 797-9884Eligibility / benefits, Utilization managementBenefit context: Contact Following Entity for Eligibility or Benefit Information; Benefit context: Co-Insurance; Benefit context: Co-Payment
  • CARELONRX
  • UTILIZATION MANAGEMENT
Chiropractic, Pharmacy
phone(866) 800-5457Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • EYEMED
Vision (Optometry)
phone(877) 643-2067Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • PHOENIX BENEFIT MANAGEMENT
Pharmacy
phone(877) 735-9314Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • EYEMED
Vision (Optometry)
phone(888) 265-7790Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CVS SPECIALTY RX
Professional (Physician) Visit - Office
phone(888) 334-0870Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • MEDI-CAL BHA
Mental Health
phone(888) 352-7924Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • LIBERTY DENTAL
Dental Care
phone(888) 581-3648Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • BLUE VIEW VISION
Vision (Optometry)
phone(888) 752-7229Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • CAREMARK
Pharmacy
phone(888) 806-4969Eligibility / benefitsBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • EXPRESS SCRIPTS
Pharmacy
phone(310) 436-0202Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(310) 675-5370Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(310) 965-1100Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(323) 725-8751Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(323) 728-3955Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(323) 755-9555Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(530) 271-3200Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(562) 346-2222Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(661) 716-8850Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(800) 274-7767Other stated context, Utilization managementBenefit context: Co-Insurance; Benefit context: Co-Payment
  • ANTHEM BLUE CROSS OF CALIFORNIA
  • UTILIZATION MANAGEMENT
Chiropractic, Hospital
phone(800) 403-4160Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(800) 898-2020Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(818) 466-7700Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(818) 654-3400Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(818) 702-0100Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(818) 743-5700Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(818) 838-4500Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(818) 869-7269Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(844) 889-2273Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(855) 367-7747Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(866) 773-2884Utilization managementBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • UTILIZATION MANAGEMENT
phone(909) 335-6462Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(909) 558-8142Utilization managementBenefit context: Limitations
  • UTILIZATION MANAGEMENT
Chiropractic
phone(909) 781-5460Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(916) 228-4300Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(916) 454-2345Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(916) 681-1130Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(916) 725-1177Utilization managementBenefit context: Co-Insurance
  • UTILIZATION MANAGEMENT
Professional (Physician) Visit - Office
phone(916) 734-9900Utilization managementBenefit context: Limitations
  • UTILIZATION MANAGEMENT
Chiropractic
phone(949) 923-3200Utilization managementBenefit context: Co-Payment
  • UTILIZATION MANAGEMENT
Chiropractic
phone(800) 322-8670Other stated context, PharmacyBenefit context: Benefit Description; Benefit context: Services Restricted to Following Provider
  • BCBSAZ HEALTH CHOICE
  • CVS/CAREMARK
Health Benefit Plan Coverage, Pharmacy
phone(800) 364-6331PharmacyBenefit context: Services Restricted to Following Provider
  • CVS/CAREMARK
Pharmacy
phone(800) 924-7141Other stated context, PharmacyBenefit context: Co-Insurance; Benefit context: Benefit Description
  • BLUECROSS AND BLUESHIELD OF TENNESSEE
  • MAGELLANRX
Hospital - Outpatient, Pharmacy
phone(855) 305-3020PharmacyBenefit context: Exclusions; Benefit context: Services Restricted to Following Provider
  • CVS CAREMARK
Pharmacy
phone(866) 325-1794PharmacyBenefit context: Benefit Description
  • OPTUM RX
Pharmacy
phone(866) 688-2242PharmacyBenefit context: Active Coverage
  • PRIME THERAPEUTICS
Pharmacy
phone(800) 245-1150Behavioral healthBenefit context: Non-Covered
  • BHS
Mental Health
phone(855) 339-8558Behavioral health, Other stated contextBenefit context: Active Coverage; Benefit context: Coverage Basis
  • LUCET
Mental Health
phone(866) 322-1657Behavioral healthBenefit context: Active Coverage
  • BEHAVIORAL HEALTH MANAGER
Mental Health
phone(602) 864-4320Other stated contextBenefit context: Benefit Description
  • BCBSAZ - BLUE CROSS BLUE SHIELD OF
  • BLUE CROSS BLUE SHIELD OF AZ
Hospital - Inpatient, Professional (Physician) Visit - Office, Hospital, Hospital - Outpatient, Hospital, Hospital - Inpatient
phone(800) 232-2345Other stated contextBenefit context: Benefit Description
  • BCBSAZ - BLUE CROSS BLUE SHIELD OF
  • BLUE CROSS BLUE SHIELD OF AZ
Hospital - Inpatient, Professional (Physician) Visit - Office, Hospital, Hospital - Outpatient, Hospital, Hospital - Inpatient
phone(800) 275-2583Other stated contextBenefit context: Co-Insurance
  • AUTHORIZATIONS
Hospital - Inpatient, Hospital, Physician Visit - Office: Well
phone(800) 351-2370Other stated contextBenefit context: Co-Insurance
  • CLINICAL INTAKE OPERATIONS
Hospital
phone(800) 424-8270Other stated contextBenefit context: Coverage Basis
  • PRIME THERAPEUTICS
phone(800) 452-8507Other stated contextBenefit context: Active Coverage
  • HIGHMARK MEDICAL MANAGEMENT & POLICY
Hospital
phone(800) 541-6652Other stated contextBenefit context: Co-Insurance; Benefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA
Hospital
phone(800) 572-2872Other stated contextBenefit context: Active Coverage
  • BCBSDE MANAGED CARE
Hospital
phone(800) 605-2556Other stated contextBenefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA PROMISE HEALTH PLAN
Hospital
phone(800) 664-2583Other stated contextBenefit context: Active Coverage
  • HORIZON BCBSNJ
Health Benefit Plan Coverage
phone(800) 678-9133Other stated contextBenefit context: Benefit Description
  • ASH - AMERICAN SPECIALTY HEALTH NETWORK
Chiropractic
phone(800) 780-7881Other stated contextBenefit context: Co-Insurance
  • CLINICAL INTAKE OPERATIONS
Hospital
phone(800) 786-7474Other stated contextBenefit context: Co-Insurance; Benefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA
Hospital
phone(800) 827-4814Other stated contextBenefit context: Limitations
  • SKAI BLUE CROSS AND BLUE SHIELD
Hospital - Inpatient
phone(800) 869-7093Other stated contextBenefit context: Co-Insurance
  • HMA HEALTH SERVICES DEPARTMENT
Hospital, Hospital - Inpatient
phone(800) 920-2485Other stated contextBenefit context: Active Coverage
  • EXCELLUS BLUE CROSS BLUE SHIELD
Health Benefit Plan Coverage
phone(800) 972-4226Other stated contextBenefit context: Co-Payment; Benefit context: Benefit Description
  • AMERICAN SPECIALTY HEALTH
  • ASH - AMERICAN SPECIALTY HEALTH NETWORK
Chiropractic
phone(800) 986-9156Other stated contextBenefit context: Co-Insurance
  • FIRST CHOICE
Hospital - Inpatient
phone(833) 447-4397Other stated contextBenefit context: Coverage Basis
  • REACH KIDNEY CARE
phone(833) 663-8703Other stated contextBenefit context: Co-Insurance
  • CREDENCE BCBS
Hospital
phone(833) 800-4033Other stated contextBenefit context: Coverage Basis
  • CREDENCE BCBS
phone(855) 333-5730Other stated contextBenefit context: Co-Insurance; Benefit context: Co-Payment
  • ANTHEM BLUE CROSS OF CALIFORNIA
Hospital, Hospital, Hospital - Inpatient
phone(855) 550-3733Other stated contextBenefit context: Active Coverage
  • MEDICAL MANAGEMENT & POLICY
Hospital
phone(855) 798-2627Other stated contextBenefit context: Other or Additional Payor
  • MEDICARE PART A ONLY
phone(855) 845-5440Other stated contextBenefit context: Co-Insurance
  • LUMINARE HEALTH
Hospital, Hospital - Inpatient
phone(866) 205-5107Other stated contextBenefit context: Coverage Basis
  • PA LOGIC SOLUTIONS
phone(866) 317-6106Other stated contextBenefit context: Co-Insurance
  • QUANTUM HEALTH
Hospital, Hospital - Inpatient
phone(866) 803-8002Other stated contextBenefit context: Coverage Basis
  • CARELON MEDICAL BENEFITS MANAGEMENT
  • EVICORE HEALTHCARE
phone(866) 939-3633Other stated contextBenefit context: Non-Covered
  • EYEMED
Vision (Optometry)
phone(877) 288-0719Other stated contextBenefit context: Coverage Basis
  • HEALTH EQUITY
phone(877) 324-2990Other stated contextBenefit context: Co-Insurance
  • QUANTUM HEALTH
Hospital
phone(888) 312-5713Other stated contextBenefit context: Co-Payment
  • BLUE CROSS COMPLETE
Medical Care
phone(888) 849-3682Other stated contextBenefit context: Co-Payment
  • CLINICAL INTAKE OPERATIONS
Hospital
phone(800) 214-4844
  • BLUE SHIELD OF CALIFORNIA
phone(800) 327-6716
  • BLUE SHIELD OF CALIFORNIA
phone(800) 727-2227
  • BLUE SHIELD OF CALIFORNIA
phone(844) 465-5227
  • SKAI BLUE CROSS BLUE SHIELD
phone(877) 444-2374
  • BLUE SHIELD OF CALIFORNIA
phone(888) 233-8351
  • BLUE SHIELD OF CALIFORNIA

Numbers stated in payer eligibility responses; scope may depend on benefits, products, or departments.

Fax numbers13
Blue Shield of California fax numbers
Channel and numberPayer NotesDepartmentSpecialties
fax(866) 411-2573Prior authorizationBenefit context: Co-Insurance
  • ACUTE INPATIENT REHABILITATION ADMISSION PRECERTIFICATION
  • SKILLED NURSING FACILITY ADMISSION PRECERTIFICATION
Hospital
fax(866) 411-2585Prior authorizationBenefit context: Co-Insurance
  • ACUTE INPATIENT HOSPITAL ADMISSION PRECERTIFICATION
Hospital
fax(410) 781-7661Utilization managementBenefit context: Contact Following Entity for Eligibility or Benefit Information
  • UTILIZATION MANAGEMENT
fax(323) 889-2100Other stated contextBenefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA PROMISE HEALTH PLAN
Hospital
fax(800) 453-4341Other stated contextBenefit context: Co-Insurance
  • CLINICAL INTAKE OPERATIONS
Hospital
fax(833) 453-0101Other stated contextBenefit context: Coverage Basis
  • REACH KIDNEY CARE
fax(833) 938-9934Other stated contextBenefit context: Co-Insurance
  • CREDENCE BCBS
Hospital
fax(844) 295-4637Other stated contextBenefit context: Co-Insurance; Benefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA
Hospital
fax(844) 696-0975Other stated contextBenefit context: Co-Insurance; Benefit context: Co-Payment
  • BLUE SHIELD OF CALIFORNIA
Hospital
fax(866) 606-6021Other stated contextBenefit context: Coverage Basis
  • PA LOGIC SOLUTIONS
fax(877) 663-7526Other stated contextBenefit context: Co-Payment
  • CLINICAL INTAKE OPERATIONS
Hospital
fax(501) 379-1200
  • SKAI BLUE CROSS BLUE SHIELD
fax(888) 282-1321
  • BLUE SHIELD OF CALIFORNIA

Numbers stated in payer eligibility responses; scope may depend on benefits, products, or departments.

Retired numbers5

These numbers played a not-in-service recording when called. Do not use them; call the replacement or the number on the member’s ID card.

  • (800) 331-2001Out of service
  • (800) 397-7337Not in service when called; re-check pending
  • (800) 424-6521Out of service
  • (855) 243-3326Not in service when called; re-check pending
  • (888) 350-3447Not in service when called; re-check pending

Member ID guidance

Read the prefix from the current card.

Do not infer a prefix from another member or an older card. Federal Employee Program IDs beginning with a single “R” follow a separate route.

Masked formats use L for a letter, N for a number, and ? for an unknown character. No member IDs are published.

Evidence

Source and verification

Prefix, home plan, and state
Substrate BlueCard mapping snapshot. Data last changed ; checked . Check the current prefix with BCBS ↗
Terminal payer and payer ID
Linked to the directory’s terminal payer record, checked . Open the payer routing sources →
Availability signals
Substrate’s reviewed route configuration and claim-status network, checked .

Use the member’s current ID card and confirm the current payer or clearinghouse route before submission. Prefix associations and transaction support can change.

Disclaimer

The information provided on this page is for general informational purposes only and does not constitute billing, coding, or reimbursement advice. Nothing on this page should be relied upon as a substitute for clinician assessment, professional billing guidance, or as a definitive statement of any payor's billing requirements or policies.

Payor agreements, fee schedules, and billing policies vary and are subject to change. Before submitting any claims related to maternity care services, including claims affected by the 2027 CPT code revisions, please consult the applicable payor agreements, coverage policies, and billing guidelines to confirm current requirements for their specific payor contracts.

Substrate makes no representation or warranty regarding the accuracy, completeness, or timeliness of the payor-specific information presented here. Providers are solely responsible for ensuring that all claims are submitted in accordance with applicable payor requirements, and Substrate assumes no liability for claim denials, underpayments, or other adverse outcomes arising from reliance on this information.