Free public MCP · no account required

Healthcare payer intelligence for AI agents.

Search payer names, aliases, payer IDs, published transaction routes, and operational signals from any MCP-compatible application—free, with no login or API key.

Streamable HTTPhttps://mcp.substrateai.com/payers

Read the complete guide Request authenticated MCP beta access

Public payer data only. Never send patient, member, claim, clinical, credential, or other PHI.

One read-only tool

`search_for_payer`

Resolve identity

Search full or partial names, aliases, payer IDs, programs, parent groups, and trading-partner IDs.

Inspect capabilities

Filter published eligibility, claim-status, clearinghouse, portal, phone, and appeal routes.

Use operational signals

Review claim-status reliability, answering, and recency without exposing claim or patient data.

Connect

Start in your AI application.

Claude.ai and Desktop

Open Settings → Connectors → Add custom connector and enter the endpoint above. No authentication is required.

Claude Code

claude mcp add --transport http substrate-payers \
  https://mcp.substrateai.com/payers

Codex

codex mcp add substrate-payers \
  --url https://mcp.substrateai.com/payers

Cursor

{"mcpServers":{"substrate-payers":{
  "type":"http",
  "url":"https://mcp.substrateai.com/payers"
}}}

Try it

Prompts that map to real payer work.

Which payer matches payer ID 62308?
Find Cigna and summarize its published claim-status and eligibility routes.
Search for the alias CHLIC and link me to the canonical payer page.
Find Blue Cross payer endpoints in California with a published 276/277 route.

From discovery to action

Free public search. Authenticated revenue-cycle power.

The payer MCP is the free, unauthenticated discovery layer: public payer intelligence only, with no PHI. Substrate's separately authenticated MCP tools bring claim status, eligibility, credentialed payer portals, claims, and appeals into approved AI workflows with organization-specific access controls.

Authenticated MCP beta onboarding is open now. Our team will work with interested organizations on security, workflow design, and activation while the tool suite rolls out.

Claim statusRetrieve status and structured next steps EligibilityVerify benefits through secured workflows Claims & appealsPrepare, submit, and manage payer work Substrate ARCExplore the full autonomous revenue cycle

Talk to our team about beta access