Coverage profile
How Substrate can help you with Zurich Insurance North America
Substrate can help practices and billers with the following claims tasks for Zurich Insurance North America.
Payer intelligence
Observed adjudication timing
How long completed claims in Substrate’s aggregate network took from payer receipt to the 835 payment date.
Median time to payment
10 days- 10% of adjudications by
- 7 days
- 90% of adjudications by
- 13 days
- Applicable state coverage
- IL
- Current As Of
- July 2026
Five-month median trend
Days to 835 paymentView chart data as a table
| Service month | Median | 10% of adjudications by | 90% of adjudications by | Completed claims | Coverage |
|---|---|---|---|---|---|
| Apr | No qualified data | ||||
| May | No qualified data | ||||
| Jun | 11 days | 10 days | 16 days | 132 | IL |
| Jul | 10 days | 7 days | 13 days | 111 | IL |
| Aug | No qualified data | ||||
Frequently asked questions
Zurich Insurance North America payer FAQs
What is the payer ID for Zurich Insurance North America?
The primary payer ID for Zurich Insurance North America is 16535. The correct routing ID can differ by clearinghouse and transaction, so compare the 837P, 837I, 835, 270, and 276 entries before submitting.
What are the 837 payer IDs for Zurich Insurance North America?
The 837P and 837I payer ID for Zurich Insurance North America is 16535 via Stedi.
What is the 835 payer ID for Zurich Insurance North America?
The 835 payer ID for Zurich Insurance North America is 16535 via Stedi.
Routing reference
Zurich Insurance North America payer IDs and operating states
Use the payer ID listed for the transaction you are submitting. Verify current routing and enrollment requirements with your clearinghouse.
| Payer name | Zurich Insurance North AmericaSource: Substrate payer directory · last refreshed |
|---|---|
| 837P professional claims payer IDStedi | 16535Source: Stedi payer catalog · catalog dated · matched by payer ID |
| 837I institutional claims payer IDStedi | 16535Source: Stedi payer catalog · catalog dated · matched by payer ID |
| 835 ERA payer IDStedi | 16535Enrollment requiredSource: Stedi payer catalog · catalog dated · matched by payer ID |
Routing sources and verification
- Substrate payer directoryPayer identity, aliases, operating states, and vendor IDs. Last refreshed .Open payer website ↗
- Stedi payer catalogMatched by payer ID; matched record: Zurich Insurance North America. Source dated .PrimaryPayerId is used as the transaction payer ID when the corresponding Stedi support flag is true.Open current Stedi reference ↗
Clearinghouse payer IDs are transaction-specific and can change. Confirm the current payer list and the member’s ID card before submission.
Other aliases
Also known as
- 16535
- ZURICH INSURANCE N A
