Coverage profile
How Substrate can help you with Golden Rule
Substrate can help practices and billers with the following claims tasks for Golden Rule.
Claim status
EDI 276/277The Substrate Claim Status Agent can check clearinghouse claim status for your practice with Golden Rule.
Eligibility
EDI 270/271The Substrate Eligibility Agent can verify patient benefits, identify TPAs and carve-outs, and more with Golden Rule.
Payer intelligence
Observed adjudication timing
How long completed claims in Substrate’s aggregate network took from payer receipt to the 835 payment date.
Median time to payment
7 days- 10% of adjudications by
- 6 days
- 90% of adjudications by
- 8 days
- Applicable state coverage
- UT
- Current As Of
- July 2026
Five-month median trend
Days to 835 paymentView chart data as a table
| Service month | Median | 10% of adjudications by | 90% of adjudications by | Completed claims | Coverage |
|---|---|---|---|---|---|
| Apr | No qualified data | ||||
| May | 7 days | 7 days | 13 days | 100 | UT |
| Jun | 7 days | 6 days | 11 days | 134 | UT |
| Jul | 7 days | 6 days | 8 days | 198 | UT |
| Aug | No qualified data | ||||
Frequently asked questions
Golden Rule payer FAQs
How do I check claim status with Golden Rule?
Providers check Golden Rule via EDI 276/277 when the payer ID is accepted. Substrate automates claim status across 3,500+ payers.
What is the payer ID for Golden Rule?
The primary payer ID for Golden Rule is 37602. The correct routing ID can differ by clearinghouse and transaction, so compare the 837P, 837I, 835, 270, and 276 entries before submitting.
What are the 837 payer IDs for Golden Rule?
The 837P and 837I payer ID for Golden Rule is 37602 via Stedi.
What is the 835 payer ID for Golden Rule?
The 835 payer ID for Golden Rule is 37602 via Stedi.
What is the 270 payer ID for Golden Rule?
The 270 payer IDs for Golden Rule are 37602 via Stedi and 37602 via Availity.
What is the 276 payer ID for Golden Rule?
The 276 payer IDs for Golden Rule are 37602 via Stedi and 37602 via Availity.
What states does Golden Rule operate in?
Golden Rule operates in AL, AZ, CO, FL, GA, IL, IN, KS, LA, MD, MO, MS, NC, NE, SC, TN, TX, VA, and WV.
Routing reference
Golden Rule payer IDs and operating states
Use the payer ID listed for the transaction you are submitting. Verify current routing and enrollment requirements with your clearinghouse.
| Payer name | Golden Rule |
|---|---|
| Operating states | AL, AZ, CO, FL, GA, IL, IN, KS, LA, MD, MO, MS, NC, NE, SC, TN, TX, VA, WV |
| 837P professional claims payer IDStedi | 37602 |
| 837I institutional claims payer IDStedi | 37602 |
| 835 ERA payer IDStedi | 37602Enrollment required |
| 270 eligibility payer IDStedi | 37602 |
| 270 eligibility payer IDAvaility | 37602 |
| 276 claim status payer IDStedi | 37602 |
| 276 claim status payer IDAvaility | 37602 |
Payer contact directory
Golden Rule phone and fax numbers
Use the number associated with your task. These contacts were stated in successful eligibility responses and may apply to specific benefits, products, or departments.
- Payer phone
- (800) 657-8205GOLDEN RULE INSURANCE COMPANY
| Channel and number | Payer Notes | Department | Specialties |
|---|---|---|---|
| phone(800) 657-8205 |
|
Phone and fax numbers sourced directly from the payer response
Other aliases
Also known as
- 10652
- 37602
- 4515
- 6483
- GLDRUL
- Golden Rule Insurance Company
- UnitedHealthOne Golden Rule
- GOLDEN RULE INSURANCE
